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Creating Value and Improving Financial Performance: Inclusive Finance and the ESG Premium (Palgrave Macmillan Studies in Banking and Financial Institutions) by Paul Wachtel, Giovanni Ferri, Ewa Miklaszewska
English | March 22, 2023 | ISBN: 3031248759 | 299 pages | MOBI | 9.97 Mb
This book discusses the transformation of the banking industry, particularly after a number of recent shocks: 2008 financial crisis, 2012 Euro-sovereign crisis, the pandemic COVID-19 crisis, the technological revolution, and reputational problems in banking due to climate risk and ESG (Environmental, Social and Governance) metrics.The book emphasizes two post-pandemic issues: the role of financial education and inclusive finance, and responsible banking and ESG priorities. Individual chapters analyse how the pandemic shed new light on social and governance responsibilities: Major issues include the importance and efficiency of financial education, and the impact of ESG programs on firms' value, banks' probability of default, bank business models and reputation risk. The book also addresses investors' behaviour and the factors which may bias financial disclosure and reporting. By addressing whether the post-2008 crisis bank restructuring has effectively created a resilient and sustainable banking system - mostly from the European market's perspective - the book will be of interest to researchers, academics, policy makers, and professionals of banking and financial institutions.



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Creating a Photo Album in Photoshop Elements for Windows: Visual QuickProject Guide By Katherine Ulrich
2005 | 144 Pages | ISBN: 0321270819 | EPUB | 8 MB
If you're like many users, you may have a digital camera, plenty of snapshots, and a copy of Photoshop Elements, Adobe's consumer-level image editing software. But as anyone who's just come back from vacation with hundreds of digital photos knows, getting all those photos printed and organized is another matter altogether. Many users find that printing photos on a home printer and assembling them into a traditional photo album can be a tedious and painstaking chore. With Adobe Photoshop Elements for Windows, all this has changed. Using this software, you can easily organize your digital photos into an album and then order a hardcover, professionally bound book printed from your album pages. Best-selling author Katherine Ulrich cuts straight to the chase in this compact, low-priced volume, using simple project-based instruction and big, colorful screen shots to guide you through the process of assembling your digital photos into an album using Photoshop Elements for Windows. By focusing on a single goal (organizing your photos into an album) rather than exploring every option and feature of the software, Katherine demonstrates the quickest, easiest, smartest route to photographic success. Each short builds on the last as you learn how to import photos from your digital camera to your PC, add captions and notes, fix image flaws, position your photos, create albums, choose your styles, fine-tune your layouts, and order your stunning book of photos online (or print your own). This book's friendly, colorful layout and ultra-affordable price makes it ideal for anyone who wants to quickly learn how to create beautiful, printed photo books to share with family and friends.




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Creative Approaches Towards Development of Computing and Multidisciplinary IT Solutions for Society
English | 2024 | ISBN: 1394272278 | 540 Pages | PDF, EPUB (True) | 165 MB
Technology is advancing on all fronts and is opening new and innovative adaptations to our modern world every single day causing huge shifts in practices and patterns. These new technologies allow us opportunities to gain insights into the discoveries of creative and innovative approaches. The book covers emerging next-generation computing research, developments of computing, and multidisciplinary ICT solutions in seven themes:



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Creative Bible Teaching
by Lawrence O. Richards

English | August 4, 2020 | ISBN: 0802498515 | 384 Pages | Richards | 3,81 MB

Bring the Bible to Your Students like Never Before
Communicating the Scriptures is much like building a bridge. However, instead of ravines or rivers, the teacher must span both cultural boundaries and great gulfs of time between the present and the pasts of Moses, David, Jesus, and Paul. Though God's Word is always relevant, the teacher must help students see Scripture's vast treasures.
The effective, engaging Bible teacher must, therefore, become creative. Together, Lawrence Richards and Gary Bredfeldt have created the ultimate guide to building bridges for those seeking to learn about God's Word. Creative Bible Teaching offers a five-step process by which Christian educators can construct a bridge across time, geography, and culture to help students of all ages connect with God's Word. This newly revised edition makes learning about God's Word more accessible for both teachers and students today. Simple, clear, and memorable, the method laid out in Creative Bible Teaching provides a sure-fire way of communicating God's Word in a way that sticks.
eBook Details:
Lawrence O. Richards
384 Pages
9 - 10 Hours to read
119k Total words
Release Date: August 4, 2020
ISBN-13: 9780802498519
ISBN-10: 0802498515
Language: English
Format: Richards
✅File Size: 3,81 MB


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Creo Parametric 11.0: A Power Guide for Beginners and Intermediate Users
English | 2024 | ISBN: 9394074317 | 929 Pages | EPUB (True) | 69 MB
Creo Parametric 11.0: A Power Guide for Beginners and Intermediate Users textbook is designed for instructor-led courses and self-paced learning. It is intended to help engineers and designers interested in learning Creo Parametric to create 3D mechanical designs. This textbook benefits new Creo users and is a great teaching aid in classroom training. It consists of 12 chapters, with a total of 738 pages covering the major modes of Creo Parametric such as the Sketch, Part, Assembly, and Drawing modes. The textbook teaches users to use Creo Parametric mechanical design software for building parametric 3D solid components, assemblies, and 2D drawings.



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Cyndi L. Banks, "Criminal Justice Ethics: Theory and Practice Ed 5"
English | ISBN: 1544353596 | 2019 | 448 pages | PDF | 63 MB
Criminal Justice Ethics examines the criminal justice system through an ethical lens by identifying ethical issues in practice and theory, exploring ethical dilemmas, and offering suggestions for resolving ethical issues and dilemmas faced by criminal justice professionals. Bestselling author Cyndi Banks draws readers into a unique discussion of ethical issues by first exploring moral dilemmas faced by professionals in the criminal justice system and then examining the major theoretical foundations of ethics. This distinct and unique organization allows readers to understand real-life ethical issues before grappling with philosophical approaches to the resolution of these issues.



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Criminal Law and Procedure By John M. Scheb, II John M. Scheb
2007 | 720 Pages | ISBN: 0495095486 | PDF | 8 MB
Important recent developments, intriguing cases, broad coverage of law and procedures...this practical, up-to-date book gives you everything you need to understand the substantive and procedural aspects of criminal law. Ideal for criminal justice, pre-law, and paralegal students, CRIMINAL LAW AND PROCEDURE includes useful student aids to help you master the material and succeed in your course. Praised for its currency, CRIMINAL LAW AND PROCEDURE includes timely topics such as the post-9-11 environment; the recent surge in white-collar crime, cybercrime, and identity theft; military courts; new sentencing guidelines; and more.




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Critical Analysis of Science Textbooks: Evaluating instructional effectiveness By Iztok Devetak, Janez Vogrinc (auth.), Myint Swe Khine (eds.)
2013 | 312 Pages | ISBN: 9400741677 | PDF | 4 MB
The critical analysis of science textbooks is vital in improving teaching and learning at all levels in the subject, and this volume sets out a range of academic perspectives on how that analysis should be done. Each chapter focuses on an aspect of science textbook appraisal, with coverage of everything from theoretical and philosophical underpinnings, methodological issues, and conceptual frameworks for critical analysis, to practical techniques for evaluation.Contributions from many of the most distinguished scholars in the field give this collection its sure-footed contemporary relevance, reflecting the international standards of UNESCO as well as leading research organizations such as the American Association for the Advancement of Science (whose Project 2061 is an influential waypoint in developing protocols for textbook analysis). Thus the book shows how to gauge aspects of textbooks such as their treatment of controversial issues, graphical depictions, scientific historiography, vocabulary usage, accuracy, and readability. The content also covers broader social themes such as the portrayal of women and minorities."Despite newer, more active pedagogies, textbooks continue to have a strong presence in classrooms and to embody students' socio-historical inheritance in science. Despite their ubiquitous presence, they have received relatively little on-going empirical study. It is imperative that we understand how textbooks influence science learning. This book presents a welcome and much needed analysis."Tina A. GrotzerHarvard University, Cambridge, Massachusetts, USAThe present book provides a much needed survey of the current state of research into science textbooks, and offers a wide range of perspectives to inform the 'science' of writing better science textbooks. Keith S TaberUniversity of Cambridge, Cambridge, United Kingdom




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Critical Infrastructure: Reliability and Vulnerability By Alan T. Murray, Tony H. Grubesic (auth.), Professor Alan T. Murray, Professor Tony H. Grubesic (eds.)
2007 | 311 Pages | ISBN: 3540680551 | PDF | 6 MB
This text brings together differing geographic perspectives in modeling and analysis in order to highlight infrastructure weaknesses or plan for their protection. International scholars, from a variety of disciplines--geography, regional science, planning, public policy, operations research, mathematics, computer science, engineering and transportation--offer varying perspectives on this subject. This text is an important contribution offering synthesis and new methodological approaches. It explores the potential consequences of critical infrastructure failure, stemming from both man-made and natural disasters. The approaches employed are wide-ranging, including geographic, economic and social perspectives on critical infrastructure issues.




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Critical Infrastructure Security: Cybersecurity lessons learned from real-world breaches by Soledad Antelada Toledano
English | May 24, 2024 | ISBN: 183763503X | 270 pages | EPUB | 5.14 Mb
Venture through the core of cyber warfare and unveil the anatomy of cyberattacks on critical infrastructure

Key FeaturesGain an overview of the fundamental principles of cybersecurity in critical infrastructureExplore real-world case studies that provide a more exciting learning experience, increasing retentionBridge the knowledge gap associated with IT/OT convergence through practical examplesBook Description
Discover the core of cybersecurity through gripping real-world accounts of the most common assaults on critical infrastructure - the body of vital systems, networks, and assets so essential that their continued operation is required to ensure the security of a nation, its economy, and the public's health and safety - with this guide to understanding cybersecurity principles.
From an introduction to critical infrastructure and cybersecurity concepts to the most common types of attacks, this book takes you through the life cycle of a vulnerability and how to assess and manage it. You'll study real-world cybersecurity breaches, each incident providing insights into the principles and practical lessons for cyber defenders striving to prevent future breaches.
From DDoS to APTs, the book examines how each threat activates, operates, and succeeds. Additionally, you'll analyze the risks posed by computational paradigms, such as the advancement of AI and quantum computing, to legacy infrastructure.
By the end of this book, you'll be able to identify key cybersecurity principles that can help mitigate evolving attacks to critical infrastructure.
What you will learnUnderstand critical infrastructure and its importance to a nationAnalyze the vulnerabilities in critical infrastructure systemsAcquire knowledge of the most common types of cyberattacks on critical infrastructureImplement techniques and strategies for protecting critical infrastructure from cyber threatsDevelop technical insights into significant cyber attacks from the past decadeDiscover emerging trends and technologies that could impact critical infrastructure securityExplore expert predictions about cyber threats and how they may evolve in the coming yearsWho this book is for
This book is for SOC analysts, security analysts, operational technology (OT) engineers, and operators seeking to improve the cybersecurity posture of their networks. Knowledge of IT and OT systems, along with basic networking and system administration skills, will significantly enhance comprehension. An awareness of current cybersecurity trends, emerging technologies, and the legal framework surrounding critical infrastructure is beneficial.
Table of ContentsWhat is Critical Infrastructure?The Growing Threat of Cyberattacks on Critical InfrastructureCritical Infrastructure VulnerabilitiesThe Most Common Attacks Against CIAnalysis of the Top Cyberattacks on Critical InfrastructureProtecting Critical Infrastructure - Part 1Protecting Critical Infrastructure - Part 2Protecting Critical Infrastructure - Part 3The Future of CI


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Philip Ball, "Critical Mass: How One Thing Leads to Another"
English | ISBN: 0374281254 | 2004 | 528 pages | PDF | 11 MB
Are there any "laws of nature" that influence the ways in which humans behave and organize themselves? In the seventeenth century, tired of the civil war ravaging England, Thomas Hobbes decided that he would work out what kind of government was needed for a stable society. His approach was based not on utopian wishful thinking but rather on Galileo's mechanics to construct a theory of government from first principles. His solution is unappealing to today's society, yet Hobbes had sparked a new way of thinking about human behavior in looking for the "scientific" rules of society.

Adam Smith, Immanuel Kant, Auguste Comte, and John Stuart Mill pursued this idea from different political perspectives. Little by little, however, social and political philosophy abandoned a "scientific" approach. Today, physics is enjoying a revival in the social, political and economic sciences. Ball shows how much we can understand of human behavior when we cease to try to predict and analyze the behavior of individuals and instead look to the impact of individual decisions-whether in circumstances of cooperation or conflict-can have on our laws, institutions and customs.
Lively and compelling,
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Barbara Probst, "Critical Thinking in Clinical Assessment and Diagnosis "
English | ISBN: 3319177737 | 2015 | 320 pages | EPUB | 906 KB
"This much-needed volume brings to the clinician or student some of the best critical-minded analysis by some of the most insightful thinkers about psychiatric diagnosis today. The thought-provoking questions these essays raise, and the multifaceted and provocative answers they provide, cultivate sensitivity to the nuances of diagnostic assessment that often makes the difference between clinical success and failure." - Jerome C. Wakefield, PhD, DSW, New York University Silver School of Social Work, New York

This transformative resource challenges social workers and mental health professionals to rethink their approaches to assessment and diagnosis from the ground up. Among the book's unique features are its use of diverse lenses to examine a common case and its illustration of how multiple perspectives can be integrated for a richly textured portrait of the individual in context. Equally crucial is the book's commitment to professional development, from exercises to improve case conceptualization to strategies for teaching and learning.
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Critical Voices in Teacher Education: Teaching for Social Justice in Conservative Times By Barry Down, John Smyth (auth.), Barry Down, John Smyth (eds.)
2012 | 308 Pages | ISBN: 9400739737 | PDF | 3 MB
We live in dangerous times when educational policies and practices are debated largely in terms of how they fit with the needs of the free market. This volume is a collection of writing by teacher-educators that draws on their unique biographies, experiences and perspectives to denounce these misguided norms. It explores what it means-practically and intellectually-to teach for social justice in conservative times. In a globalised world where the power of capital holds sway, the purposes of social institutions such as universities and schools is being refashioned in ways that are markedly instrumental and technicist in nature. The consequence is that teachers' work is increasingly constrained by regimes of control such as standardised testing, accountability, transparency, and national curricula. In the meantime, large numbers of students and teachers are disengaging physically, emotionally and intellectually from learning.The contributors to this edited volume present both a powerful critique of these developments and a counter-hegemonic vision of teacher education founded on the principles and values of social justice, democracy and critical inquiry. Teacher education, they argue, involves a commitment to critical intellectual work that subjects some deeply entrenched assumptions, beliefs, habits, routines and practices to closer scrutiny. The contributing authors expose how ideology and power operate in seemingly blameless, rational ways to perpetuate social hierarchies based on class, gender, sexuality, race and culture.




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Crochet Scarves: Fabulous Fashions - Various Techniques By Sharon Hernes Silverman
2012 | 160 Pages | ISBN: 081170081X | EPUB | 7 MB
Crochet Scarves: Fabulous Fashions - Various Techniques | Вязание крючком, шарфы: Сказочная мода - Различные методы It is a good thing that you can never have too many scarves because you will want to make every single pattern in this book! ... An absolute pleasure! --Tammy Hildebrand, Crochet Guild of America. mirknig.comSharon makes inventive use of classic crochet techniques to create striking modern designs. --Crochet Insider21 original patterns in a variety of styles, colors, yarns, stitch patterns, and techniques--including traditional crochet, Tunisian crochet, and broomstick lace crochet--for beginning through experienced crochetersEasy-to-follow patterns supplemented with hundreds of detailed technique photosSymbol charts give readers a visual guide to every patternIncludes a visual index and list of resources.




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Cross Regional Trade Agreements: Understanding Permeated Regionalism in East Asia By Professor Saori N. Katada, Professor Mireya Solís (auth.), Professor Saori N. Katada, Professor Mireya Solís (eds.)
2008 | 168 Pages | ISBN: 3540793267 | PDF | 3 MB
An unacknowledged key feature of East Asian FTA diplomacy is the region's active cross-regional preferential trading relations. In sharp contrast to the Americas and Europe, where cross-regional initiatives gained strength after the consolidation of regional trade integration, East Asian governments negotiate trade deals with partners outside of their region at an early stage in their FTA policies. The book asks three main questions: Are there regional factors in East Asia encouraging countries to explore cross-regionalism early on? What are the most important criteria behind the cross-regional partner selection? How do cross-regional FTSs (CRTAs) influence their intra-regional trade initiatives? Through detailed country case studies from China, Japan, South Korea, Singapore, Thailand and Malaysia, we show the ways in which these governments seek to leverage their CRTAs in the pursuit of intra-regional trade integration objectives, a process that yields a much more permeated regionalism.




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Crossed By Ally Condie
2013 | 400 Pages | ISBN: 0142421715 | EPUB | 4 MB
The highly anticipated second book in the Matched trilogy! Chasing down an uncertain future, Cassia makes her way to the Outer Provinces in pursuit of Ky--taken by Society to his certain death--only to find that he has escaped into the majestic, but treacherous, canyons. On this wild frontier are glimmers of a different life . . . and the enthralling promise of rebellion. But even as Cassia sacrifices everything to reunite with Ky, ingenious surproses from Xander may change the game. On the edge of Society, nothing is as expected, and crosses and double crosses make Cassia's path more twisted than ever. Look for the epic series finale, REACHED! Watch a Video




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Isabel Martinez, "Crossing Digital Fronteras: Rehumanizing Latinx Education and Digital Humanities"
English | ISBN: 1438498071 | 2024 | 266 pages | EPUB | 2 MB
Crossing Digital Fronteras is about liberatory possibilities and digital technologies in the classroom. The book centers critical Latinx Digital Humanities to illustrate the ways college faculty and Latinx students harness digital tools to engage in "messy" yet essential active learning and knowledge production in Hispanic-Serving Institutions (HSIs) and Latinx Studies courses. With increasing Latinx student enrollment and a growing need for the humanities in our complex world, it is essential that HSIs and instructors integrate twenty-first-century tools into their teaching practices to truly "serve" Latinx students and communities. This book definitively inserts Latinx Digital Humanities into broader conversations about best practices at HSIs, on the one hand, and digital humanities and social justice, on the other. Most importantly, it provides practical examples of innovative, rehumanizing digital pedagogies that give students the liberatory learning they deserve.

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Dan Merkur, "Crucified With Christ: Meditation on the Passion, Mystical Death, and the Medieval Invention of Psychotherapy"
English | ISBN: 0791471055 | 2007 | 156 pages | PDF | 11 MB
Crucified with Christ offers a fascinating study of the psychoanalytic character of medieval meditation. Most meditation practitioners imagined themselves in the place of an eyewitness to the passion; however, some, including Bernard of Clairvaux, Francis of Assisi, and Bonaventure, introduced meditation from the perspective of Jesus. They felt the imagined crucifixion, passion, and death as experiences of their own and understood them in Pauline terms as "crucifixions with Christ." As knowledge of mystical death experiences accumulated over the centuries, it was noted that repeated mystical unions with Christ in his death could create personality change, imparting the sweetness of Jesus' personality to the meditators.

Author Dan Merkur illustrates that in both its details and its goal, the meditative process meets contemporary psychoanalytic criteria for psychotherapeutic change. The medieval practice of meditation, Merkur writes, is comprehensible as guided imagery therapy that takes the meditator from fear of death to forgiveness of persecutors-in psychoanalytic terms, dissolving resistance through a capacity for concern and relationality.
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Cryptocoding Based on Quasigroups (SpringerBriefs in Information Security and Cryptography) by Daniela Mechkaroska, Aleksandra Popovska-Mitrovikj, Verica Bakeva
English | January 13, 2024 | ISBN: 3031501241 | 102 pages | MOBI | 19 Mb
This book presents the concept of cryptcoding which arises from the need to obtain secure and accurate transmission. Therefore, it is necessary to improve constantly existing and develop new algorithms that will ensure accurate and secure data transfer. This leads to the intensive development of coding theory and cryptography as scientific fields which solve these problems. To ensure efficient and secure data transmission at the same time, the concept of cryptcoding is developed such that the coding and encryption processes are merged into one process. Cryptcodes provide correction of a certain number of errors in the transmitted message and data confidentiality, using only one algorithm. The main research in this field is to define new algorithms for coding that detects and corrects errors, random codes, stream ciphers, block ciphers, pseudo-random generators, hash functions, etc. This monograph examines an application of quasigroups for designing error-correcting cryptcodes, called Random Codes Based on Quasigroups (RCBQ ). These codes are a combination of cryptographic algorithms and error-correcting codes and depend on several parameters. Some modifications (new coding/decoding algorithms) of RCBQ for improving their performances for transmission ordinary messages, images, and audio files trough a binary-symmetric channel, Gaussian channel, and burst channels are considered. Also, authors propose and analyze filter for visually enhance of the decoded images and improving the quality of decoded audio files.



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Crystals to Manifest: Harness the Power of Crystals & Start Living Your Best Life by Emma Lucy Knowles
English | March 26, 2024 | ISBN: 0063373386 | 192 pages | PDF | 29 Mb
Invite love, success, and happiness into your life with this essential guide to manifesting with crystals.

May my crystals clear the way, for all that is coming through and rooting all that shall stay...
Feeling burnt out? Brokenhearted? Lonely? It's time to welcome new energy into your life with the healing power of crystals. This indispensable guide will show you how to manifest good things in your romantic life, friendships, career, and physical health. It's your manifestation manifesto; a roadmap to using crystals to summon your power and heighten your sense of self.
You'll be told which crystals to pick and how to use them, like:Blue Amethyst for manifesting self-loveChaorite for conjuring romantic blissRose Quartz for loving your friends and Green Aventurine for loving your fur babiesObsidian for a physical and mental detoxCrazy Lace Agate to let go of your pastAlong with beautiful photography and a complete index of useful crystals, this book explains how to clear your body of what is blocking it, cast out your best intentions, and call in positive energy to transform your life. If you want to feel more empowered in your everyday, it's time to pick up your rock squad and draw in that which you are ready to manifest.


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